# Salary Hike Calculator: Your Raise After Tax, Per Month > Salary hike calculator: enter your salary and hike percentage to see the new salary, the extra income tax and how much more you take home each month. Source: https://trykosh.com/tools/salary-hike-calculator Free tool - Income tax # Salary hike calculator: what your raise is worth after tax A 15% hike rarely means 15% more in your account. See the raise after tax, per month. Rules checked 25 October 2026Free - no sign-upRuns in your browser Extra take-home a month INR 6,020 New salary INR 13,44,000 a year Raise, before tax INR 1,44,000 Extra income tax INR 71,760 Raise after tax INR 72,240 Share of the raise you keep 50.2% This ignores PF, which also rises with basic. Your real monthly in-hand gain is a little lower if your basic goes up too. ## Upload your statement and Kosh does this for you. Upload a bank statement or salary slip and Kosh works out your tax under both regimes from your real numbers, finds the deductions you're missing and reminds you before every deadline. [Start free](/signup?via=tool-salary-hike-calculator) ## How the salary hike calculator works Enter your current annual salary and the hike percentage. The calculator works out the new salary and the income tax on both, using the regime you pick, and reports the difference. Because the raise sits on top of your existing income, it's taxed at your highest slab. In the new regime that's 15% to 30% (plus cess) for most salaried people above INR 12.75 lakh, so you typically keep 70% to 85% of a raise. PF also rises if your basic goes up, which lowers the in-hand increase slightly but adds to your retirement savings. Use the in-hand salary calculator for the full picture with PF and professional tax. ## Worked example: Rohan's 15% hike on INR 14 lakh Rohan's INR 14 lakh salary rises 15% to INR 16.1 lakh, a raise of INR 2.1 lakh. His tax goes up by INR 32,760, so he keeps INR 1,77,240, about 84% of the raise. That's INR 14,770 more a month. Extra take-home a month INR 14,770 New salary INR 16,10,000 a year Raise, before tax INR 2,10,000 Extra income tax INR 32,760 Raise after tax INR 1,77,240 Share of the raise you keep 84.4% This ignores PF, which also rises with basic. Your real monthly in-hand gain is a little lower if your basic goes up too. [Load this example into the calculator ->](?salary=1400000&hike=15#calculator) ## Good to know - Compare offers by in-hand pay, not CTC: a bigger variable component or a different PF policy can swamp the headline number. - Inflation erodes a raise too: a 6% hike in a 6% inflation year leaves your real pay flat. - If a hike crosses INR 12.75 lakh in the new regime, the jump from zero tax can eat a large part of the first increment. ## Frequently asked questions How do I calculate my salary after a hike? New salary = current salary x (1 + hike% / 100). A 12% hike on INR 10 lakh gives INR 11.2 lakh. Your take-home rises by less because of tax and PF. What is a good salary hike in India? Surveys put average increments in India at around 9% to 10% in recent years. Job switches typically bring 20% to 40%. Does a hike change my tax regime choice? It can. A higher salary raises the deductions the old regime needs to win; check both regimes after a big hike. ## Sources and assumptions - [Income Tax Department](https://www.incometax.gov.in/) Rules and rates last checked on 25 October 2026. Results are estimates for planning and education, not tax, legal or investment advice. Kosh is an educational financial planning tool by Primedepth Labs. It is not a SEBI-registered investment adviser and does not offer personalised investment advice, hold your money or execute trades. Markets carry risk; read scheme documents carefully and consult a registered adviser before acting.